Buy Now, Pay Later
with 0% interest

Get Approved In Minutes
Scan-to-pay at 600,000+ QRPh merchants, make bill
payments and get instant cash loans.
Download Now
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*Borrow only as much as you can repay
kredivo

QRPh Scan-to-pay

Shop at 600,000+ QRPh
merchants now,
pay later with 0% interest.

Shop at 600,000+ QRPh
merchants now,
pay later with 0% interest.

Sefleksibelitu

Bill Payments

Top up your prepaid balance,
pay your electricity or water bills
and pay next month.

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Cash Loans

You can withdraw the limit
that you have on Kredivo app
to your bank account.

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Benefits of Using Kredivo
Dapatkan limit hingga 50 juta untuk belanja di ribuan merchant online & offline

Apply in minutes
with only your ID and a selfie

Bayar dalam 30 hari atau Cicilan 3/6/12/18/24 bulan tanpa DP

Choose Pay in 1 month or
3/6/9/12 month installment

Bunga 0% untuk bayar dalam 30 hari dan cicilan 3 bulan

0% interest for Pay in 1 month,
without down payment on QRPh

Nikmati keamanan setara Bank

Protection for your personal data
& transactions

How to Transact
Using Kredivo

Step 1

Open Kredivo Dashboard, tap “Pay with QRPh” icon

Step 2

Allow the camera access and scan the QRPh

Step 3

Confirm the transaction amount, and input your PIN

Step 4

Input the OTP code that we sent to your phone number

Step 5

Transaction success

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ID
ID EN